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La Canada
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91011
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(626)529-0338
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What Will My Payment Be?
How Much Can I Afford?
Should I Buy or Rent?
Should I Refinance?
Current Rates
Several Factors Affect Your Mortgage Rate
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Two Key Factors in Qualifying
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How much can I afford?
Use our calculator to find out how much house is in your budget by entering a few numbers below (income, debt & other factors). Our calculator requires you to enter affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your total debt ratio (or back ratio) compares your total monthly obligations including your mortgage payment to your monthly income. Monthly Revolving Account debt refers to monthly credit card and store card payments. For any monthly debt amount that is not applicable, please enter a zero.
Income Information
Gross Monthly Income
Other Monthly Income
3
5
10
20
Down Payment (%)
OR
Other Down Payment (%)
Debt Information
Monthly Auto Loans
Monthly Student Loans
Monthly Installment Loans
Monthly Revolving Accounts
Monthly Other Debts
Loan Information
Zip Code
Interest Rate
Loan Term (Years)
Front Ratio (%)
Back Ratio (%)
Property Information
Monthly Property Taxes
Monthly Hazard Insurance
Monthly Mortgage Insurance
Monthly Homeowners Assoc Dues
The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.
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